Basic Business Checking
| Features | Basic Business Checking |
|---|---|
| Best For | Businesses that are just being created or have little transaction volumes |
| How To Open | Learn More |
| Balance To Open | $25 |
| Monthly Maintenance Fee* | $9.95 Monthly |
| Minimum Average Daily Balance (waives fee) | $2,500 |
| Dividend Rate | N/A |
| Item Count** | 100 |
| Transactions Over Limit Fees | $0.20 per Item over 100 |
| Cash Limits (Deposits + Withdrawals)** | $5,000 |
| Cash Over Limit Fees | $5 per $1,000 |
| Card Access | Yes |
| eStatements | Yes - eStatements are free |
| Available For Overdraft Protection | Yes |
| Deposits Insured By NCUA up to $250,000 | Yes |
* Waived when Minimum Average Daily Balance is met.
** Cash Limit and Item Count is based on the combined total of all checking accounts within the membership.
APY = Annual Percentage Yield. APY is accurate as of April 1, 2023. Fees could reduce earnings on the account. Federal regulation and our deposit agreement limit the number of withdrawals or transfers that may be made from a savings account by telephone, Online Banking, pre-authorized transfer, check, or check card. You are limited to six withdrawals or transfers from Savings Accounts each month by pre-authorized transfer, telephone, Online Banking transfer (including bill payments). No more than six of these transfers may be to a third-party (check, draft, check card, electronic bill payment).
