Woman and Man Hiking Image

Regular & IRA Money Market Rates

Home Rates Personal Rates Regular & IRA Money Market Rates
Camper looking at a mountain

Regular & IRA Money Market Accounts Rates

rates-regular-money-market table
AccountCompounding MethodDividend RateAnnual Percentage YieldGood ThroughDividend FrequencyEffective As Of
Regular, TRUST, & IRA MMAs $1,000 To $4,999Monthly0.399%0.40%April 30, 2025MonthlyApril 1, 2025
Regular, TRUST, & IRA MMAs $5,000 To $9,999Monthly0.399%0.40%April 30, 2025MonthlyApril 1, 2025
Regular, TRUST, & IRA MMAs $10,000 To $99,999Monthly1.144%1.15%April 30, 2025MonthlyApril 1, 2025
Regular, TRUST, & IRA MMAs $100,000 & MoreMonthly2.374%2.40%April 30, 2025MonthlyApril 1, 2025

 

  • Rates and Terms Subject to Change Without Notice.
  • These Offers May be Withdrawn.
  • The minimum opening deposit is $1,000 for regular Money Markets. The IRA Money Market has a minimum deposit of $50. Regular Money Market Accounts use Tiers 2-5. IRA Money Market Accounts use Tiers 1-5.
  • Regular and IRA Tiers 2-5 must maintain a $1,000 average daily balance monthly to earn interest. Tier 1 must maintain a $50 average daily balance to earn interest.
  • There is no early withdrawal penalty except loss of interest if the average daily balance falls below $1,000.