Payment Examples
Payment Examples
Loan Calculator
For an estimate of what your Loan payment may be, click here to use our Loan Calculator. Please contact Associated Credit Union for full disclosures.
Mortgage Calculator
For an estimate of what your Mortgage payment may be, connect with Associated CU's Mortgage department online or call 770.448.8200, ext. 2141 for full disclosures
Secured
| Collateral | Rate | Loan Term | Amount | Monthly Payment |
|---|---|---|---|---|
| Auto Loans | 5.50% | 66 Months | $26,500 | $468.43 |
| Boat | 8.50% | 84 Months | $26,500 | $422.73 |
| Motorcycle | 8.00% | 60 Months | $10,000 | $205.45 |
| Camper, Trailer | 8.00% | 60 Months | $10,000 | $205.45 |
| Motor Home | 8.50% | 84 Months | $20,000 | $319.43 |
| Adjustable Home Equity Revolving Line of Credit | 8.500%* | Revolving Line of Credit | $10,000 | $100.00 |
| Fixed Rate Home Equity Revolving Line of Credit | 9.500% | Revolving Line of Credit | $20,000 | $100.00 |
| 5 Year Fixed Rate Equity Loan | 7.500% | 60 Months | $10,000 | $200.38 |
| 7 Year Fixed Rate Equity Loan | 8.000% | 84 Months | $15,000 | $233.79 |
| 10 Year Fixed Rate Equity Loan | 8.500% | 120 Months | $20,000 | $247.97 |
| 15 Year Fixed Rate Equity Loan | 8.750% | 180 Months | $25,000 | $249.86 |
Personal Loans
| Collateral | Rate | Loan Term | Amount | Monthly Payment |
|---|---|---|---|---|
| Personal Loan | 10.00% | 60 Months | $10,000 | $215.46 |
| Share Secured | 6.50% | 24 Months | $10,000 | $451.06 |
| CD Secured | 4.75% | 24 Months | $10,000 | $442.78 |
* APR = Annual Percentage Rate. The annual percentage rate on the adjustable rate home equity line of credit limit is based on the value of an index. The index is the “Prime Rate” published in the Money Rates section of the Wall Street Journal. The annual percentage rate may change on the first day of each calendar quarter. The annual percentage rate on the adjustable rate home equity line of credit as of 01/01/2024 is 8.500%. The maximum annual percentage rate is 18.00% with a floor of 4.000%. Subject property must be the primary residence of the borrower and located within the states of Georgia, Florida, North Carolina, South Carolina, Alabama, and Tennessee. If your home is located in the state of Georgia, you will be required to pay an attorney fee which usually totals between $300.00 and $600.00 for title examination and closing and a recording fee which is $25. If your home is located outside of the state of Georgia, you will be required to pay attorney’s fees and recording fees and taxes which usually total between $400.00 and $800.00. If we deem an appraisal on your home is necessary, then, you must pay an appraisal fee that is usually between $100.00 and $500.00. There are no other fees or charges assessed to open your line of credit. There are no fees or charges assessed to maintain your line of credit. Subject property must have hazard insurance coverage and if applicable, flood insurance coverage. The minimum loan amount is $10,000 and the maximum loan amount is $250,000. Some restrictions may apply.
