Woman and Man Hiking Image

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Mother and daughter outside.

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Designed for those who are interested in A basic savings account.
How To Open Open online or at a branch.
One Time Membership Fee $5
Balance To Open $5
Minimum Balance To Earn Dividends $50 ADB Quarterly
Dividend Rate View Rates
Annual Percentage Yield (APY) View Rates
Card Access When linked to a Checking Account only
Compounding Method Quarterly
Dividend Frequency Quarterly
Online Banking Free Online Banking Access
eStatements Yes - eStatements are free
Direct Deposit SSA or Payroll Deposit
Available For Overdraft Protection Yes (excluding $5 share)
Deposits Insured By NCUA up to $250,000. Yes

APY = Annual Percentage Yield. APY is accurate as of December 31, 2024. Fees could reduce earnings on the account. Federal regulation and our deposit agreement limit the number of withdrawals or transfers that may be made from a savings account by telephone, Online Banking, pre-authorized transfer, check, or check card. You are limited to six withdrawals or transfers from Savings Accounts each month by pre-authorized transfer, telephone, Online Banking transfer (including bill payments). No more than six of these transfers may be to a third-party (check, draft, check card, electronic bill payment).