Credit Card Offerings
Visa Credit Card Offerings For ACU Members
Our family of ACU Visa Credit Cards feature the following benefits:
- Earn 1.5% Quarterly Cash Back Rewards
- Food Deliveries, Restaurants, Fast Food, and Groceries (1/1/25 - 3/31/25)
- Use Tap To Pay technology for a more convenient and secure way to pay
- Receive 24/7 help from ACU Card Services teammates
- Enjoy no foreign transaction fees
- Freeze and unfreeze your card with ease
- Receive fraud notifications for enhanced security
- Save with no annual fee
- Earn travel and merchandise ScoreCard Rewards
- Enjoy a grace period of 25 days
| Visa PRO$PER Signature Credit Card (Adjustable-Rate) |
Visa Platinum Preferred Credit Card (Fixed-Rate) |
|---|---|
| View Rates | View Rates |
| View Guide To Benefits | View Guide To Benefits |
| APR is 13.30 percentage points lower than the average credit card interest rate of 28.70%.1 | APR is 11.70 percentage points lower than the average credit card interest rate of 28.70%.1 |
| 1% cash back on all purchases | Fixed-Rate APR at 17.00% APR |
| Auto rental collision damage protection | |
| Extended warranty protection | |
| Travel and emergency assistance services | |
Pay Visa Credit Card Bill
Pay Online
To view and pay your Visa Credit Card bill online, please visit acuonline.org and log into your Online Banking account.
Pay By Mail
To pay your Visa Credit Card bill by mail, send it to:
Associated Credit Union
PO Box 71050
Charlotte, NC 28272-1050
Submit Fraud and Dispute Claims
To submit fraud or dispute claims, or to check for updates and status, please call 866-616-3402.
Personal Identification Number (PIN)
Need to set or change your PIN? Simply call 888-886-0083 and follow the prompts to complete the process.
Additional Resources
APR = Annual Percentage Rate.
1 As of 02/21/205, according to the Forbes Advisor weekly credit card rates report, the average credit card interest rate is 28.70%. The complete report is available here. We will review your credit history, income, and other information you provide to determine the APR and maximum line of credit available for your account. Offer may be withdrawn.
