
Credit Card Offerings
Visa Credit Card Offerings For ACU Members
Our family of ACU Visa Credit Cards feature the following benefits:
Visa PRO$PER Signature Credit Card (Adjustable-Rate) |
Visa Platinum Preferred Credit Card (Fixed-Rate) |
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View Rates | View Rates | |
View Guide To Benefits | View Guide To Benefits | |
APR is 13.32 percentage points lower than the average credit card interest rate of 28.72%.1 | APR is 11.72 percentage points lower than the average credit card interest rate of 28.72%.1 | |
Tap-to-Pay | ![]() |
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24/7 Help | ![]() |
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No Foreign Transaction Fee | ![]() |
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Freeze & Unfreeze The Card Within Online Banking | ![]() |
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Fraud Notifications | ![]() |
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No Annual Fee | ![]() |
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Works With Apple Pay, Google Wallet & Samsung Pay | ![]() |
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ScoreCard Rewards: 1 Point For Every $1.00 Spent | ![]() |
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25 Day Grace Period | ![]() |
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1% Cash Back On All Purchases | ![]() |
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Earn 1.5% Quarterly Cash Back Rewards: Home Improvement and supplies, Automotive Expenses and Professional Services (4/1/25 - 6/30/25) |
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Auto Rental Collision Damage Protection | ![]() |
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Extended Warranty Protection | ![]() |
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Travel & Emergency Assistance Services | ![]() |
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Pay Visa Credit Card Bill
Pay Online
To view and pay your Visa Credit Card bill online, please visit acuonline.org and log into your Online Banking account.
Pay By Mail
To pay your Visa Credit Card bill by mail, send it to:
Associated Credit Union
PO Box 71050
Charlotte, NC 28272-1050
Submit Fraud and Dispute Claims
To submit fraud or dispute claims, or to check for updates and status, please call 866-616-3402.
Personal Identification Number (PIN)
Need to set or change your PIN? Simply call 888-886-0083 and follow the prompts to complete the process.
Additional Resources
APR = Annual Percentage Rate.
1 Forbes Advisor weekly credit card rates report, the average credit card interest rate is 28.72%. The complete report is available here. We will review your credit history, income, and other information you provide to determine the APR and maximum line of credit available for your account. Offer may be withdrawn.