Visa Credit Card Offerings For ACU Members

Our family of ACU Visa Credit Cards feature the following benefits:

	Visa PRO$PER Signature Credit Card (Adjustable-Rate)	Visa Platinum Preferred Credit Card (Fixed-Rate)
	View Rates	View Rates
	View Guide To Benefits	View Guide To Benefits
	APR is 13.30 percentage points lower than the average credit card interest rate of 28.70%.1	APR is 11.70 percentage points lower than the average credit card interest rate of 28.70%.1
Tap-to-Pay
24/7 Help
No Foreign Transaction Fee
Freeze & Unfreeze The Card Within Online Banking
Fraud Notifications
No Annual Fee
Works With Apple Pay, Google Wallet & Samsung Pay
ScoreCard Rewards: 1 Point For Every $1.00 Spent
25 Day Grace Period
1% Cash Back On All Purchases
Earn 1.5% Quarterly Cash Back Rewards: Home Improvement and supplies, Automotive Expenses and Professional Services (4/1/25 - 6/30/25)
Auto Rental Collision Damage Protection
Extended Warranty Protection
Travel & Emergency Assistance Services
Consult With An Expert APPLY

Pay Visa Credit Card Bill

Pay Online

To view and pay your Visa Credit Card bill online, please visit acuonline.org and log into your Online Banking account.

Pay By Mail
To pay your Visa Credit Card bill by mail, send it to:
Associated Credit Union
PO Box 71050
Charlotte, NC 28272-1050

Submit Fraud and Dispute Claims

To submit fraud or dispute claims, or to check for updates and status, please call 866-616-3402.

Personal Identification Number (PIN)

Need to set or change your PIN? Simply call 888-886-0083 and follow the prompts to complete the process.

Additional Resources

• Disclosures
• Visa Credit Card Agreement
• Apply For Credit Card Limit Increase

APR = Annual Percentage Rate.

¹ Forbes Advisor weekly credit card rates report, the average credit card interest rate is 28.70%. The complete report is available here. We will review your credit history, income, and other information you provide to determine the APR and maximum line of credit available for your account. Offer may be withdrawn.