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HomeReady
- Designed for home buyers who want 3% down payment.
- Terms for 10-years, 15-years, 20-years, and 30-years.
- Determine income eligibility.
- Home ownership education required.
Rates are subject to change based on market conditions. Subject property must be your primary residence. Minimum representative credit score of 620 required. Maximum 97% combined loan to value on purchase mortgage loans. Minimum loan amount is $50,000 and the maximum loan amount is the conventional loan limit. Offer available in the states of Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. Terms may change at any time and some restrictions may apply. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. NMLS #401922.