ACU Offers Free Budget Counseling for Members

Facing financial hardships can make you feel powerless, and like you lack control of your life. It can make day to day living and spending completely exhausting, and larger scale purchases—like owning a home—seem totally impossible.

We're here to tell you to keep calm—we have your back.

Associated Credit Union offers Budget Counseling from Certified Credit Union Financial Counselors who can help you take back control of your financial life. Whether budgeting has always made you feel scared or puzzled, or something popped up causing a recent shift in your finances—we can guide you to spend and save with confidence.

Getting started can sometimes be the hardest part. It's tough to look your debt and finances right in the eyes and be the one to finally take control. But imagine how great it will feel with your debt no longer holding the reigns on your life! And we don't expect you to do it alone—our budget counselors will walk through every single step of the process with you. Financial obligations don't have to be overwhelming. But contacting us to get started is the first step in taking back control. We are here to help you succeed and live the life that you've imagined—not one of financial fear or shame.

Now it's time to meet one of our Certified Credit Union Financial Counselors—Ramona!

Why did you decide to get certified in financial counseling?

Financial education is something that a lot of people have limited knowledge about. When people are more educated, they’re more in control of their budgeting and spending habits. I wanted to help people take control of their finances and stop living in the restricted world of paycheck to paycheck.

What has been your favorite part about being a financial counselor?

My favorite part has been educating members on ways to save and budget. Seeing them take what they learned and put it to work—and then the excitement they feel when it clicks—it makes me feel like I’m really helping people toward a better life.

What financial advice would you give to those trying to take control of their finances?

Sometimes bad things can happen to good people—and you didn’t get to where you are overnight. Fixing your finances and getting on track won’t happen overnight. It takes time, and it takes patience—but you CAN get there and start living with more financial freedom. It’s a marathon, not a sprint.

Disclaimer

Our representatives are available to meet with you in person or over the phone to discuss your current financial situation and the best next steps. We’re also available during these sessions to review your credit report and monthly expenses to help you create a detailed budget. To get the most out of your appointment, make sure you have available the items on this checklist. Please send an email to our Certified Credit Union Financial Counselor, at [email protected], to set up an appointment. Please do not include personal information such as account numbers or social security numbers.